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PresentationsPeaks. phenomena and other financial statistics in 2025Central Economics and Mathematics Institute of the Russian Academy of Sciences, Russia, 117418 Moscow, Nakhimovsky Prospekt, 47 E-mail: tarasovan2008@yandex.ru The peak of Russians' material well-being has passed (representing a phenomenon of declining incomes alongside rising wages), and their real solvency has begun to decline alongside rising prices. The 227,000 rubles needed by Russians "to be happy" in 2025, according to a WCIOM survey (exceeding the median income by 3,5 times), reflects not greed but the need to support a family with children. Therefore, self-assessment of income level is becoming a key parameter [1]. This is especially important given the importance of the growing youth generation in Russia. Since November 2025, the Federal Antimonopoly Service (FAS), which reports directly to the government, has noted the significantly increased disagreements between large banks (starting with the Bank of Russia) and the platform systems represented by their marketplaces. The FAS confirms that the banking sector, marketplaces, and retail chains are under state control, and their shared goal is to create a balanced, competitive regulatory environment.
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